Payments, assembled
block by block.
RubixPe gives merchants, banks and fintechs the modular building blocks — gateway, POS, payouts, credit and switch infrastructure — to move money simply and securely.
One stack, six building blocks.
Every RubixPe product is a self-contained facet of the same payment stack — pick one, or assemble the full cube.
Payment Gateway
Accept UPI, cards, net banking and wallets through a single checkout API built for high-volume, low-latency settlement.
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UPI Services
Full UPI capability — Intent, Collect, static/dynamic QR and AutoPay — for merchants and platforms of every size.
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Payout APIs
Bulk vendor payments, salary disbursals and refunds routed instantly over UPI, IMPS and NEFT from one dashboard.
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White Label Solutions
Launch banking, payment gateway, wallet and BBPS products under your own brand, powered by RubixPe infrastructure.
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Banking Infrastructure
Virtual accounts, current account APIs, settlement engine and multi-bank integration — the core layer banks and fintechs build on.
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Verification APIs
Aadhaar, PAN, GST, CKYC, face match and OCR — a single integration for every identity and business check.
Explore →Built across every kind of Indian business.
From a single kirana counter to a multi-branch NBFC — the same modular stack scales to fit.
Retail & Kirana
QR and SoundBox acceptance for neighbourhood stores, with instant settlement to a bank account.
D2C & E-commerce
Checkout gateway with smart routing built to keep payment success rates high at scale.
Marketplaces
Split payments and bulk vendor payouts for platforms managing many sellers at once.
NBFCs & Lenders
Switch and eKYC infrastructure that plugs into existing loan origination and servicing systems.
Travel & Hospitality
Multi-currency-ready checkout and automated refunds for bookings, cancellations and change fees.
Utilities & Billers
Recurring billing and BBPS-based bill collection for utilities, societies and subscription services.
Live in three steps.
Integrate
Connect with a single REST API or plug in our SDKs — sandbox access is available from day one.
Go live
Complete KYC, get your account activated, and start accepting or disbursing payments in production.
Settle
Track every transaction on one dashboard, with settlements routed straight to your bank account.
Frequently asked questions.
How long does it take to integrate RubixPe?
Most merchants go live within a few days of completing KYC. Our REST APIs and SDKs come with sandbox access from day one, so your team can start building before onboarding is even complete.
Which businesses can use RubixPe?
Any registered Indian business — from a single-counter kirana store to a multi-branch NBFC — can use one or more RubixPe products. Each product is built to work independently or as part of the full stack.
Is RubixPe compliant with RBI guidelines?
Yes. RubixPe is built around RBI-aligned data handling and settlement practices, and we're actively working towards formal ISO 27001 and PCI-DSS certification as we scale.
What are the settlement timelines?
Standard settlements are processed on a T+1 cycle, with same-day settlement available for eligible merchants on request.
Do you support offline, in-store payments?
Yes — our UPI Services cover QR codes, SoundBox devices and mPOS terminals, so offline stores can accept digital payments alongside your online checkout.
Can banks and fintechs build directly on RubixPe?
Yes. Our Banking Infrastructure and Verification APIs are designed for banks and fintechs to plug into their own core systems, rather than being merchant-only tools.
Your business, one control center.
Every RubixPe product reports into a single dashboard — no switching tabs, no reconciling numbers by hand.
Payment Gateway
UPI Services
Payout APIs
Banking Infrastructure
RubixPe Control Center
Ready to modernize your payments stack?
Talk to our team about which RubixPe products fit your business.